Driving without insurance in Ontario

In Ontario, if you fail to show proof of insurance to the police, you may face one of 2 charges: 1. Operating or allowing a motor vehicle to operate without insurance; 2. Failing to show your car insurance as required by police officers. (Fotolia)

(The Epoch Times reporter Qiao Qi comprehensively compiled and reported) As long as you violate any traffic rules in Ontario, the police can stop your car and ask you to show your driver’s license, owner’s certificate, and pink insurance certificate. If you fail to show your car warranty, the police will give you a ticket for failing to show insurance or driving without insurance.

In Ontario, and in Canada too, it is illegal to drive without insurance. Drive without car insurance, and in the event of a car accident, the compensation may be far more than you can afford. Therefore, the law stipulates that minimum insurance must be purchased, which is beneficial to both parties.

Uninsured driving fines in Ontario:

In Ontario, if you fail to show proof of insurance to the police, you may face one of the following 2 charges: 1. Operating or allowing a motor vehicle to run without insurance; 2. Failure to comply with the requirements of police officers Show your car insurance.

You will not be arrested for driving without insurance because it is not a criminal offense, but you will face other fines and penalties, such as impounding your car. There is also a 25% surcharge on provincial traffic fines and (depending on the severity of your traffic ticket) your vehicle can be impounded for up to 3 months.

Owners who fail to show their car insurance certificates may be fined between $50 and $500 plus surcharges. Depending on the severity of the circumstances, the maximum amount can be up to 5,000 yuan plus surcharges. If a fine is paid for failing to provide insurance information, it will be recorded on your driver summary for 3 years and may affect the amount of coverage for that period.

Although non-car owners do not need to buy car insurance, they may be fined 65 yuan if they cannot show the car insurance, so if they are borrowing a friend’s car to drive, they must also bring a pink car guarantee. In this case, the car owner will also be investigated and prosecuted by the police, and the investigation can last for up to 3 years, so don’t forget to tell the borrower where the car guarantee is when you lend the car to others.

If you are stopped by police more than once without insurance, the fine will increase. Fines for second and third offenses can range from $10,000 to $50,000, and a driver’s license may be suspended for up to a year.

If you do have insurance, but forget to bring your pink car insurance or can’t find it, the police will still issue you a ticket, in which case, go to court to prove that you have insurance, and the judge may drop the charges. Some insurance companies can provide an online service to provide the police with proof of your insurance. So it’s a smart idea to keep your insurance company’s phone number on your phone.